2012 in Review

2012 review

2012 was not a great year on the markets, especially the Canadian market. Still the Canadian market eked out a tiny gain and the US markets ended up not bad. The S&P 500 showed remarkable gains.

My various investment accounts again outperformed the general markets when you consider the mix of Canadian stocks, US stocks and some bonds I hold in Canada.

The markets

Beginning of 2012

End of 2012

% change

TSX – Canada

12,208.4

12,433.53

+1.84%

DJIA – US

12,221.19

13,104.14

+7.22%

S&P 500 – US

1,258.86

1,426.19

+13.35%

My portfolio

Total growth        7.57% CDN     or        10.38% US

this was 9.66% and 7.93% for 2011 and includes any new money I have been able to put in so it is not all growth alone.

My individual accounts, excluding any new money is as follows:

The weighted average performance is 6.8% which is in line with my long term (10 year) average of about 7.5%.

6.99%       RRSP in Canada – 60% in Canadian stocks, 40% in bonds and GIC

4.93%       RRSP in Canada – 60% in Canadian stocks, 40% in bonds and GIC

7.32%       RRSP in Canada – 60% in Canadian stocks, 40% in bonds and GIC

1.62%       RRSP in Canada – 60% in Canadian stocks, 40% in bonds and GIC

9.30%       Off shore holdings – 100% stocks, US and Canadian

8.63%       Off shore holdings – 100% stocks, US and Canadian

9.57%       Off shore holdings – 100% stocks, US and Canadian

My holdings (33 stocks)

ADP                     JNJ                  PG

BCE.TO               KMB               PM

BMO.TO             KO                  PWF.TO

CM.TO                LMT                RDS-A

COP                     MCD               T

DD                       MMM              T.TO

ECA.TO              MO                  TD

ENB.TO              MRK               TOT

GWO.TO             NA.TO            TRI.TO

INTC                   NVS                TRP.TO

ITW                     PEP                 UL

Current recommended list (24 stocks)

All of these meet the criteria of greater than 3% dividend and a positive dividend growth

ABT         MCD

T               MRK

ADP         NOC

BMY        NVS

CVX        PEP

COP         PFE

DD           PG

EMR        RTN

INTC       RDS/A

JNJ           TOT

KMB        UL

LMT         VZ

Advertisements

About borgford

Feel free to contact me with questions: brianborgford@hotmail.com
This entry was posted in Commentary. Bookmark the permalink.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s