2012 was not a great year on the markets, especially the Canadian market. Still the Canadian market eked out a tiny gain and the US markets ended up not bad. The S&P 500 showed remarkable gains.
My various investment accounts again outperformed the general markets when you consider the mix of Canadian stocks, US stocks and some bonds I hold in Canada.
Beginning of 2012
End of 2012
|TSX – Canada||
|DJIA – US||
|S&P 500 – US||
Total growth 7.57% CDN or 10.38% US
this was 9.66% and 7.93% for 2011 and includes any new money I have been able to put in so it is not all growth alone.
My individual accounts, excluding any new money is as follows:
The weighted average performance is 6.8% which is in line with my long term (10 year) average of about 7.5%.
6.99% RRSP in Canada – 60% in Canadian stocks, 40% in bonds and GIC
4.93% RRSP in Canada – 60% in Canadian stocks, 40% in bonds and GIC
7.32% RRSP in Canada – 60% in Canadian stocks, 40% in bonds and GIC
1.62% RRSP in Canada – 60% in Canadian stocks, 40% in bonds and GIC
9.30% Off shore holdings – 100% stocks, US and Canadian
8.63% Off shore holdings – 100% stocks, US and Canadian
9.57% Off shore holdings – 100% stocks, US and Canadian
My holdings (33 stocks)
ADP JNJ PG
BCE.TO KMB PM
BMO.TO KO PWF.TO
CM.TO LMT RDS-A
COP MCD T
DD MMM T.TO
ECA.TO MO TD
ENB.TO MRK TOT
GWO.TO NA.TO TRI.TO
INTC NVS TRP.TO
ITW PEP UL
Current recommended list (24 stocks)
All of these meet the criteria of greater than 3% dividend and a positive dividend growth